Recommended Business Formation Services:

Incfile vs Swyft Filings — Create an LLC Online (2024)

You might already know the importance of choosing the right LLC provider to avoid compliance penalties and disruption to your business. Swyft Filings and IncFile are two LLC services that can greatly simplify the LLC formation process for you, but the big frequently asked questions are about which LLC formation service you should use. 

In this comparison, we’ll closely compare these options and pick the right LLC formation service for your situation and budget.

Features of Incfile and Swyft Filings

Company Experience

Swyft Filings as a great Limited Liability Company or LLC service provider started in 2012 and is a fairly new business. Despite this, the business has formed over 10,000 LLCs and also served more than 20,000 clients in other business or legal advice areas. It’s impressive to see such a relatively young LLC company form over 20,000 online review and most of them are positive online review of either 4 or 5 stars high average rating.

Incfile started in 2004 and has more experience. Since inception, IncFile is one of the best LLC company in terms of the value they offer and has been form and involved in over 250,000 business formations. Incfile has thousands of excellent customer reviews, and an overwhelming number of these online reviews are positive.

Registered Agent Services inclife

In a nutshell, both companies have proven to be experienced and have an excellent track record with their consumers with great customer feedback online.  Both companies are efficient if you need to form your new LLC formation services quickly.  However, Incfile has more years of experience and has formed more LLCs too. The business takes the first point in this service comparison. 

Incfile and Swyft Filings Pricing

You wouldn’t want to commit your business tendering process into the hands of an inexperienced LLC formation service so it is equally important for you to know what you’re paying the “experienced” LLC service for and whether it is truly worth the cost. 

Swyft Filings offers three formation packages unlike Harbor compliance offering two essential packages. The Swyft Filings packages are the Basic, Standard, and Premium packages. The Basic formation package is the simplest, cheapest, and most straightforward of all. Basic package cost starts at $49 (plus the state filing fee) to form an LLC. Visit IncFile Swyft Filings for a fast registration process and LLC formation which starts at $49.

This entry-level LLC formation package present everything necessary to form an LLC, such as business name availability check, preparation and filing of articles of organization, statement of the organizer, filing of necessary business paperwork, access to a compliance dashboard, a free domain name for one full year, and a business alerts system.

The Standard formation combination price point is  $149/year (plus state fees) and includes all the features in the Basic bundle in addition to a custom LLC operating agreement, banking resolution, and an outline for customized meeting and organizational minutes.

incfile services

The Premium formation package costs $299 but doesn’t add much more features to the Standard package other than an upgrade to FedEx express shipping, a customized digital business kit (which includes a business ledger, custom stock certificates, and a digital seal), and instant digital or electronic delivery of your documents.

Incfile offer three formation packages, which are the Silver, Gold, and Platinum package. The Silver package is the entry-level bundle and costs $0 (plus state fee) which is a compelling value proposition.

Despite having a starting price points of $0, the bundle include everything necessary to form an LLC in any state, such as unlimited name availability searches, the preparation and tendering of your articles of organization, Incfile includes a full year of well-attested registered agent services for free, lifetime access to their company alerts system, business banking account set up with Bank of America, free unlimited phone and email support, and more.

The Gold package price point is $149. Aside from featuring everything in the Silver pricing plan, this package features a Federal Tax ID Number (EIN) [1], a banking resolution, an operating agreement, and several other important documents. The Platinum package costs $299 and adds expedited processing time to the Gold bundle.

Though Swyft Filings offer fair pricing, especially for its entry-level package, it can’t compete with Incfile.  Incfile is one of the best pricing in the industry which helps it stand out as the best LLC service in terms of the value they offer. Even its upper-level packages are worth the extra cost.

Registered Agent Service

To form your LLC in a US state, you would need the service of a registered agent if you do not have a physical office in that state. The registered agent uses its address as your business’s official address. The registered agent ensures ongoing compliance and receives all important business-related and legal documents on your behalf, which include court summons and other official document deliveries from the state government. 

Incfile registered agent service homepage

Both companies offer online business formation and registered agent services. This Incfile vs Swyft Filings service comparison will help you determine which one offers the best registered agent service for your business.

Swyft Filings does not include registered agent service in its combination unlike Incfile or Northwest LLC services. If you decide to use this service, Swyft Filings charges a flat rate of $149 per year for it. To prevent you from missing an important filing due date, regular compliance reminders are included in the charges. The total price points for LLC formation service plus 1-year of registered agent service costs $198 + state fee. Business owner that don’t need registered agent services may consider this company. 

All LLC bundle of Incfile includes free registered agent service for a first year. However, after the free registered agent on the first year, you would have to pay a flat rate of $119 year or per year for its registered agent service. Unlike Swyft Filings, this company doesn’t include any additional features in the charges. The total price for LLC formation plus 1-year registered agent service costs $0 and state fees.

Incfile and Swyft Filings: Order Tracking

This is another area where both LLC formation packages companies are quite similar. Both LLC formation services offer real-time order tracking tools on their websites that enable their clients to conveniently track their order status than Filings Swyft. However, Incfile offers a more comprehensive order tracking tool than Filings Swyft, which is an advantage for the company.

incfile dashboard

Turnaround Times

If you need a quicker turnaround time, both LLC formation companies offer expedited filing services that can reduce your turnaround time from several weeks to just a few days. However, this depends on whether the filing state has an option for rush service.

When compared to each other, both companies have similar turnaround times that vary by state. However, Swyft Filings offers more rapid turnaround times than IncFile and wins in this case.

User-Friendly Websites

Considering their ease of use, both incorporation services have form a user-friendly websites that are very easy to navigate just like other top-performing online incorporation services today. Nevertheless, Incfile seems to take the lead on their web hosting.


The Incfile website layout makes and form the business formation easy and simple. It takes only about 10 to 15 minutes to go through and complete the business formation process. Incfile enables clients to save the process midway and come back to complete it later. 

The package comparison page and checkout page are also both informative, helping clients to know exactly what they are paying for and what each feature costs.

Swyft Filings as an LLC service also has an exceptional customer dashboard layout like Incfile. LLC  formation service paperwork is neatly organized and the applicable compliance alerts can be easily navigated. However, the checkout process page has about 12 pages of information that clients must go through before reviewing their order. 

Additional Services

Incfile offers all necessary LLC formation services in all its packages. For instance, the Silver package includes a free one-year of registered agent service, access to a business tax consultant, next business day processing, business bank account set up, and company compliance alerts. The Gold package includes operating agreement services, and EIN registration while the Platinum package present a domain name and expedited filing.

Incfile registered agent inclusions

Swyft Filings also offers similar feature. All its packages include a thirty minute business tax consultation, compliance alerts, and third-party offers, which include a free domain name. The Standard tier feature operating agreement services and EIN registration while the Premium tier features a free business website, expedited filing, and an LLC kit/digital corporate kit. The biggest drawback for this incorporation service is that it doesn’t feature the registered agent service in any of its LLC plans.

While both LLC services offer quite a few similar additional services like annual report service ($88 for Incfile, $99 for Swyft), amendments, and dissolutions, each company offers some services that the other doesn’t offer. For example, Swyft Filings alone offers seller’s permits while Incfile alone offers a trademark name search. Incfile takes the edge slightly here since it offers registered agent service which is a key feature.

It is important to also note that both companies offer a few extra up-sells and services through third-party agents. For instance the 30-minute business tax consultation is a third-party product. But overall, in this part of our comparison, Incfile takes the point.

Incfile and Swyft Filings Refund Policy

According to Incfile, the company will only offer clients a refund if the request was placed before Incfile submits payment to the clients’ filing state government, which usually takes place within 24 hours of placing an order. After that, the refund is no longer possible and the request will not be granted. In case the refund request is granted, Incfile will charge $30 as a processing fee.

On the other hand, Swyft Filings has a better refund policy than Incfile Limited Liability Company service. The company offers a 60-day money-back guarantee which gives value to consumer’s money. An unsatisfied client can request a refund within 60 days of filing and the company will make a refund without asking questions.

Incfile and Swyft Filings: Customer Support

Swyft Filings offer excellent customer service systems. Incfile provides its customer support via phone calls and emails online to clients. Incfile’s support team can be accessed only on weekdays during their business hours of 9 am to 6 pm CST till the next day. Support agents are quite helpful and respond on time when contacted.

incfile customer support

Consumer support for Swyft Filings can be accessed via phone, email, and online live chat only on weekdays during their business hours of 9 am to 6 pm CST. Support agents respond very fast with adequate answers when contacted online.

While it looks hard to declare a clear winner in this feature, Swyft Filings takes the lead because of the online chat option on their customer service which gain good customer feedback.  If you would like to decide to use and need to make a decision to form an LLC, both of these companies offer lifetime customer support to thousands of businesses that use their services.

Customer Reviews

When it comes to customer feedback and customer reviews, Incfile takes the lead because it has more reviews. Although both companies have lots of positive reviews due to their excellent customer service, Incfile has more online reviews and positive feedback than Swyft Filings. For instance, Incfile has over 11,800 reviews on Shopper Approved and about 99 percent of these reviews are positive. For customer reviews, Incfile has one of the best reputations in the industry.

Features Swyft Filings LLC, on the other hand, also has thousands of online reviews — over 20,000 — and most of customer reviews Swyft Filings are positive. 

Overall Winner: Incfile

As can be seen in the Swyft Filings vs Incfile comparison above, both Swyft Filings and IncFile have more features in common than differing characteristics. Nevertheless, each has its unique advantages and drawbacks that make it more or less appealing to business owner.

Incfile has some of the best low prices in the industry for its fully-featured packages and offers a free full year of registered agent service, that’s why the LLC service is preferred over Swyft. However, if you are looking for the best LLC service that offers a 100% satisfaction guarantee and a money-back guarantee, consider Swyft Filings.

Charles McMillan
Charles McMillan
Charles is a family man, an entrepreneur, and a writer. He is skilled in finding the balance between efficiency, affordability, and high-quality offerings when it comes to business services. He’s on a continuing mission to discover and rediscover the most popular LLC services, while sharing his most accurate assessment and review to help business owners like himself.